Tree Broke Ridge Board On Roof

Even brick and stone can be damaged by the impact.

Tree broke ridge board on roof.

The limbs of the tree punctured the roof in at least two spots so we re already looking at repairs. You could also potentially have damaged gas lines. The top end of each rafter is cut at an angle so that it meets flush with one broadside of the ridge board and the ridge is sandwiched between the rafters. The wind is howling.

I can see 1 4 to 1 2 inch gap between the ridge board and rafters. Upon closer inspection within the attic i noticed that the ridge beam is just slightly splintered near one of the puncture spots close to the apex. I think that was unusual i can t imagine a claims adjuster doing that normally. I noticed that some of the rafters of my home are not joined properly to the ridge board beam.

Does homeowners insurance cover damage from falling tree limbs. A fallen tree can cause broken windows as well as a hole in your roof or siding. For 2 x 4 rafters use a 2 x 6 ridge board. For 2 x 6 rafters use a 2 x 8 ridge board and so on.

Click on photo for full size. But when your neighbor s tree falls on your roof you ll care and want to know whose homeowners insurance will pay. The gap formation between rafter and ridge board appear to be due to improperly cut length of rafter right from beginning. It wasn t a very tall pitched roof so it was easy to get on and off.

Tap your own coverage. The ridge board s length will be the outside measurement of the building plus the length of the overhang at both ends. Choose a ridge board that is one size larger than your common rafters. Ridge boards and beams.

Oh and my husband went up on the roof with the claims adjuster and the 2 of them took the branch off the roof. The rain is pouring. In traditional house framing also called stick framing a basic roof frame consists of opposing pairs of sloping rafters that meet at their top ends at a ridge board or ridge beam. Make a claim through your insurer.