After all as your roofing experts it s our job to ensure that you have the best roof atop your family castle.
Tree limb on a roof.
A tree branch is like a one way ticket from the ground straight onto your roof.
After compensating you the company may turn around and sue.
That s why it s best to have a certified and insured arborist handle the job.
If you have homeowner s.
Make a claim through your insurer for.
A large branch from the fir tree out back has snapped off and crashed through your roof taking out a window in the process.
Animals can access your roof.
Plus in the worst case scenario if a certified insured arborist does damage your roof while trimming your tree their insurance would cover any repair costs.
Culpability aside most homeowners insurance policies cover damage done by a neighbor s tree.
But back to the tree branch on your roof.
From there critters like squirrels raccoons rabbits and possums can have a field day.
Before you can determine who is liable for damage caused by a falling tree or branch you need to know who owns the tree.
Leaves fallen on the roof or in the gutter can pose complications like leakages.
There s nothing more valuable than a good roof over your head and that s something that we can really stand behind here at red dog s roofing.
But when your neighbor s tree falls on your roof you ll care and want to know whose homeowners insurance will pay.
Let s begin with understanding what damages these hanging branches pose for the property these tree branches can strip layers of asphalt and gravel by scraping against the sand of your roof on windy days.
If a tree trunk is on your property you are responsible for maintaining it.
So today we re talking about protecting your precious roof.
If the trunk of the tree is directly on.
As the rain pours in take a deep breath.
Don t be surprised to wake up to scratching in your attic one morning because a raccoon family invited themselves in.
Tap your own coverage.
Responsibility for an overhanging tree.
Who is responsible for maintaining the tree.
A tree that is located on the boundary line cannot be removed unless both parties agree to do so.
And if the trunk of the tree on your neighbors property they do no matter how much of the canopy overhangs the property line.
You are responsible for making sure any tree on your property is healthy and there are no known hazards.
If the trunk of the tree is on your property you do.
When that s the.