Va loan minimum property requirements mprs include guidance about the condition of the roof in general terms.
Va home inspection roof access.
Va buyers should know the differences between a va appraisal and a home inspection since the va only requires an appraisal for va loans.
Home inspections routinely include inspectors climbing up a ladder and walking on the roof to check for leaks defective areas and overall structure sturdiness.
If there is any question about the roof the va underwriter may require a roof inspection separate from a home inspection or appraisal to determine the number of years of life left for the roof.
A home inspector s checklist is covers significantly more than a va appraiser s checklist which is only meant to be a broad evaluation of the property.
Va home loan inspectors will also check carefully for any holes in the roof that could lead to leaks and other defects that can severely damage and reduce the quality of a home.
Operating controls access panels and covers.
While va assigned fee appraisers must note any readily apparent repairs that are needed it is important to distinguish the differences between a real estate.
Loan underwriters will also require a termite clearance.
Termites can eliminate your home s candidacy in the va loan program.
It is important to properly patch up any holes in the roof if you want to pass the va loan inspection.
Rules under the section of chapter 12 titled roof covering are very brief stating.
Internachi provides everything you need to run a successful home inspection business.
Consider the inspection and the guidelines set out in the va pamphlet 26 7 as an excellent lens through which to view potential properties.
26 roof covering 12 3 3 27 attics 12 3 4 28 crawl space 12 3 5.
Ask about fees before hiring an inspector.
Department of housing and urban development.
This method of home roof inspection places inspectors at risk of injuries or even death from a slip or a fall especially during periods of high winds or dampness that cause the roof.
Those va roof requirements are to make sure that you purchase a home that is safe for the years ahead.
Any crawl spaces much be accessible clear of debris and properly vented.
The method of inspecting the roof covering shall be noted and explained in the home inspection report.
Not a home inspection.
A common range for home inspection costs is 300 to 500 according to the u s.
If the roof covering cannot be inspected the licensee shall explain in the home inspection report why this component was not inspected.
The roof must not leak and must have viable life left.
The mprs for the roof can be found in va pamphlet 26 7 chapter 12.
Passing a va loan roof inspection doesn t have to be difficult or worrisome.
4 access 12 7 5 encroachments 12 9 6 drainage and topography 12 10.
